Our Services

Services for Individuals

 

Retirement Planning

One of our major focuses is ensuring that our clients have a plan for a comfortable retirement. We provide comprehensive, practical retirement planning that can help put you on track to pursue your goals. If you receive a distribution from an employer-sponsored retirement plan, we can help analyze your available choices, coordinate recommendations with your tax professionals, and assist you in identifying the course of action that makes the most sense for you.

trolley in downtown san francisco
 

Tax-Advantaged Bond Program

The Pidgeon Group offers investors with large portfolios of municipal bonds the opportunity to take full advantage of one of the few remaining tax-advantaged investments. The centerpiece of the program is a complete analysis of your bond portfolio holdings. Based on your needs, we can provide a series of detailed reports, including income-flow analysis, maturity alert, yield and coupon analysis, and rating analysis, that can help you manage your bond portfolio. We have the ability to review and analyze fixed income exchange traded funds, mutual funds, unit investment trusts and closed-end funds.

Municipal bonds are subject to availability and change in price. They are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Interest income may be subject to the alternative minimum tax. Municipal bonds are federally tax-free but other state and local taxes may apply.

 

Estate Planning Strategies

By taking steps today to review your will and estate documents with your professional legal advisors, you can protect your heirs from substantial delays, fees and taxes. The Pidgeon Group can assist you in reviewing or developing an estate plan that will simplify the transfer of your estate to your beneficiaries. We can work with you and your network of trusted professional advisors, including your tax and legal counsel, to devise a strategy that is most appropriate for your situation. If you are not already working with an accountant or legal professional, we can make an introduction.

Wells Fargo Advisors is not a legal or tax advisor.

 

Charitable Giving

You may be considering a philanthropic donation of appreciated assets to a charitable organization. We can show you how to make tax-intelligent decisions while supporting the institutions you value most. We will work in coordination with your legal and tax advisor to help you make appropriate choices, as we are not meant to give tax advice or to take the place of your tax advisor.

 

Education Funding

For many families, education costs are major expenses that require careful planning. We can help you by establishing a 529 College Savings Plan for your child or grandchild.* These plans offer professionally managed, tax-advantaged portfolios to help plan for rising college expenses.

*Please consider the investment objectives, risks, and charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.

 

Income Planning and Insurance Services

As part of our comprehensive strategy, The Pidgeon Group can assist you with selecting products and services that can help prepare you for major life-changing events, including:

  • • Term life insurance
  • • Long-term-care insurance
  • • Income-replacement analysis
  • • Annuities

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

 

Liability Management

Through our Wells Fargo affiliates, you have access to banking services, including:

  • • Securities-based lines of credit
  • • Residential mortgages
  • • Home equity financing
  • • Small-business financing
  • • Credit Cards

Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

Equal Housing Lender

Services for Executives

We provide a broad range of services to executives and businesses, including:

  • • Rule 144 sales of restricted and control stock
  • • Stock-option exercise and sale programs
  • • Investment advice on proceeds from the sale of a business
  • • Liability management and liquidity

Services for Institutions

The Pidgeon Group also offers these services for Institutions. If you are interested in learning more about any of these services, please contact our office.

  • • Asset management services for non-profit organizations
  • • Retirement plan management and consulting
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals
FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals